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TERMS OF USE

IMPORTANT. YOU SHOULD CAREFULLY READ THESE TERMS OF USE CAREFULLY BEFORE USING THE [FI] LIFE FRAMEWORK PLATFORM, PRODUCTS, SOFTWARE, SERVICES AND WEB SITES (REFERRED TO COLLECTIVELY AS THE “SERVICES” IN THIS DOCUMENT). BY USING THE SERVICES, INCLUDING ANY INFORMATION OFFERED ON OR IN CONNECTION WITH THE SERVICES, YOU AGREE TO AND ACCEPT THESE TERMS OF USE AND OUR SECURITY AND PRIVACY POLICIES (COLLECTIVELY THE “TERMS OF USE”). IT IS YOUR RESPONSIBILITY TO REVIEW THESE TERMS OF USE AND OUR SECURITY AND PRIVACY POLICIES BEFORE USING THE SERVICES, AND IF AT ANY TIME YOU FIND THESE TERMS OF USE OR OUR SECURITY OR PRIVACY POLICIES UNACCEPTABLE, YOU MUST IMMEDIATELY CEASE ALL USE OF THE SERVICES. YOUR ASSENT TO THESE TERMS OF USE SHALL CONSTITUTE A BINDING CONTRACTUAL AGREEMENT BETWEEN YOU, THE USER (HEREINAFTER REFERRED TO BY “YOU” OR “YOUR”) AND [FI] LIFE FRAMEWORK, LLC, A KENTUCKY LIMITED LIABILITY COMPANY, AND ITS SUBSIDIARIES, AFFILIATES, AND LICENSORS (HEREINAFTER “LIFE FRAMEWORK”, “US”, OR “OUR”). YOU AGREE THAT BY USING THE SERVICES YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT. YOU MAY NOT USE THE SERVICES OR ACCEPT THE TERMS IF (A) YOU ARE NOT OF LEGAL AGE TO FORM A BINDING CONTRACT WITH LIFE FRAMEWORK, OR (B) YOU ARE A PERSON BARRED FROM RECEIVING THE SERVICES UNDER ANY APPLICABLE LAWS OR REGULATIONS.

Grant of License; Use of Services.

Subject to these Terms of Use, Life Framework hereby grants to you a temporary, personal, worldwide, non-assignable and non-transferrable, non-exclusive, limited license to use the Services for personal, non-commercial purposes during the term of this license, subject to the provisions contained herein. The license is for your sole use only and may not be assigned, transferred, distributed, or sublicensed. Other than the limited license contained herein, Life Framework does not grant you any express or implied rights.

The Services are designed to allow users, with the assistance of their financial advisors, to think about, plan, and manage their finances. Any financial advisors counseling their clients through the use of the Services shall be subject to different terms of use, which can be found here.

Usage Restrictions; Ownership of Services.

Unless specifically permitted in a separate agreement with Life Framework, you agree that you will not reproduce, duplicate, copy, publish, republish, frame, download, transmit, modify, sell, trade, lease, rent, distribute, sublicense or resell the Services or any rights therein for any purpose. You also may not install the Services on a network server, use the Services in a time-sharing arrangement, or in any other unauthorized manner. Further, no license is granted to you in the human-readable code of any of the Services (source code) and you agree not to copy, modify, create a derivative work of, reverse engineer, decompile or otherwise attempt to extract the source code of the Services or any part thereof, unless this is expressly permitted or required by law, or unless you have been specifically told that you may do so by Life Framework, in writing.

You acknowledge and agree that Life Framework and/or its licensors own all legal right, title, and interest in and to the Services, including any intellectual property rights which subsist in the Services and agree not to take any action inconsistent with such ownership of the Services by Life Framework. You further acknowledge that the Services may contain information which is designated confidential by Life Framework and that you shall not use or disclose such information without Life Framework’s prior written consent. Except as expressly provided in these Terms of Use, Life Framework does not grant you any rights to patents, copyrights, trade secrets, trademarks, or any other rights in the Services. These Terms of Use do not entitle you to receive any upgrades to or newer versions of this Services. You agree that you have no right, power, or authority to make any modifications to or unauthorized copies of the Services.

The Services are protected by a combination of copyright, trade secret laws, and patent protection. Portions of the Services contain information and data from third-party providers, subject to their own copyright provisions. All of the information provided in the Services is proprietary to Life Framework and/or its content providers; may not be copied or distributed, and is not warranted to be accurate, complete, or timely. Neither Life Framework nor its content providers are responsible for any damages or losses arising from any use of this information.

You acknowledge that each [Fi] Life Framework account is designed, intended, and licensed for use by a single named user only. You agree not to share access to your [Fi] Life Framework account, login information, or password with any other individuals or entities, except where expressly permitted by a separate agreement with Life Framework. You agree that you are solely responsible for the activities that occur under your user account.

If you become aware of any unauthorized use of your password or of your account, you agree to notify Life Framework immediately at josh@filifeadvisor.com.

You agree to use the Services only for purposes that are permitted by both (a) the Terms of Use, and (b) any applicable laws, rules, regulations, governmental orders, or decrees. You may not use the Services in any manner to violate the rights of others or to spam or distribute malware.

You agree not to access any of the Services by any means other than the interface provided by Life Framework, except where expressly permitted by a separate agreement with Life Framework. You specifically agree not to use automated means (including the use of scripts or web crawlers) to access the Services. You agree not to engage in any activity that interferes with or disrupts the Services, or the servers and networks connected to the Services.

You agree not to remove or alter any copyright or trademark notices on any copy of the Services.

All information and creation of user profile information contained throughout the Services may not be used in general mailings, mass communications, or advertisements, without prior written consent by Life Framework.

USER CONTENT

You grant Life Framework a perpetual license to use the materials you post to the Services subject to these Terms of Use. By posting, downloading, displaying, performing, transmitting, or otherwise distributing information or other content (“User Content”) to the Services, you are granting Life Framework, its affiliates, officers, directors, employees, consultants, agents, and representatives a license to use User Content in connection with the operation of the business of Life Framework, its affiliates, officers, directors, employees, consultants, agents, and representatives, including without limitation, a right to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat User Content subject to these Terms of Use. You will not be compensated for any User Content. You agree that Life Framework may publish or otherwise disclose the name that you provide in connection with your User Content. By posting User Content on the Services, you warrant and represent that you own the rights to the User Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute User Content.

COMPLIANCE WITH INTELLECTUAL PROPERTY LAWS; PROHIBITED USE

When accessing the Services, you agree to obey the law and to respect the intellectual property rights of others. Your use of the Services is at all times governed by and subject to laws regarding copyright ownership and use of intellectual property. You agree not to upload, download, display, perform, transmit, or otherwise distribute any information or content (collectively, “Content”) in violation of any third party’s copyrights, trademarks, or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any Content you provide or transmit, or that is provided or transmitted using your user account. The burden of proving that any Content does not violate any laws or third party rights rests solely with you.

You shall not make the following types of Content available. You agree not to upload, download, display, perform, transmit, or otherwise distribute any Content that (a) is libelous, defamatory, obscene, pornographic, abusive, or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. Life Framework reserves the right to terminate your receipt, transmission, or other distribution of any such material using the Services, and, if applicable, to delete any such material from its servers. Life Framework intends to cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms of Use or of any applicable laws.

Life Framework imposes certain restrictions on your permissible use of the Services. You are prohibited from violating or attempting to violate any security features of the Services, including, without limitation, (a) accessing content or data not intended for you, or logging onto a server or account that you are not authorized to access; (b) attempting to probe, scan, or test the vulnerability of the Services, or any associated system or network, or to breach security or authentication measures without proper authorization; (c) interfering or attempting to interfere with service to any user, host, or network, including, without limitation, by means of submitting a virus to the Services, overloading, “flooding,” “spamming,” “mail bombing,” or “crashing;” (d) using the Services to send unsolicited e-mail, including, without limitation, promotions, or advertisements for products or services; (e) forging any TCP/IP packet header or any part of the header information in any e-mail or in any posting using the Services; or (f) attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used by Life Framework in providing the Services. We may investigate occurrences that may involve violations of the security of the Services or of the law and we may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations and you may be subjected to civil and/or criminal penalties.

To ensure that Life Framework provides a high-quality experience for you and for other users of the Services, you agree that Life Framework or its representatives may access your account and records on a case-by-case basis to investigate complaints or allegations of abuse, infringement of third party rights, or other unauthorized uses of the Services. Life Framework does not intend to disclose the existence or occurrence of such an investigation unless required by law.

Investment Disclaimers.

The information, data, analysis and opinions contained in the Services include the confidential and proprietary information of Life Framework; may include or be derived from account information provided by you which cannot be verified by Life Framework; may not be copied or redistributed; are provided solely for informational purposes and do not constitute investment advice, investment recommendations, an offer to buy or sell a security or service; and are not warranted to be correct, complete or accurate.

Life Framework is not registered with the Securities and Exchange Commission or any other federal or state regulatory authority as an investment advisor, a broker/dealer, or any other designation that would allow Life Framework to provide investment advice. Life Framework is not registered as a financial planner or planning association. You acknowledge that Life Framework is not a financial advisor, financial planner or broker/ dealer, and cannot and do not, through the Services, advise you. If you choose to make investment decisions or purchase decisions of insurance or other products or services in reliance on information you receive in connection with the Services, you do so at your own risk.

To the maximum extent permitted by law, Life Framework disclaims any and all liability in the event that any content or data on the service is inaccurate, incomplete, unreliable, or results in any investment, insurance or other losses. You acknowledge and agree that Life Framework makes no representation as to the suitability of the services for any purpose. You acknowledge and agree that Life Framework shall not be held liable for any damages or consequences that may arise as a direct or indirect result of your use of the Services. You acknowledge and agree that any investment decisions made by you and/or your financial advisor or other financial professional are made at your own risk and based on your own independent judgment (in conjunction with the professional judgment of your professional advisor. You acknowledge and agree that Life Framework does not hold itself out as a financial advisor, financial planner, investment advisor, asset manager, broker-dealer, or any other form of professional investment manager, and that Life Framework does not independently evaluate the suitability or propriety of any investment security or investment plan or policy. You acknowledge and agree that nothing provided by the Services constitutes an offer to buy, sell, or recommend any security or insurance product by Life Framework or any third party. You acknowledge and agree that Life Framework is not and shall not be responsible for any investment and/or trading decisions, purchase or agreement of additional services by an outside provider and any resulting damages or losses resulting directly or indirectly from the use of the Services or the use of information, data, or analysis contained in the Services. You acknowledge and agree that you (and/or your financial professional) are solely responsible for all of your investment decisions and transactions.

Privacy and Security Policy.

For information about Life Framework, our privacy and security policies, as well as data protection practices, please read each of our Privacy Policy (which can be found here) and Security Policy (which can be found here). You agree to the use of your data in accordance with those policies. We are committed to protecting your privacy. Authorized employees within the company on a need to know basis only use any of the information collected from individuals. We constantly review our systems and data to ensure the best possible service to you. Life Framework’s Privacy Policy and Security Policy are expressly incorporated into these Terms of Use by this reference.

Termination; Alleged Violations

Life Framework reserves the right, in our sole discretion, to terminate these Terms of Service, any licenses herein or your access to all or part of the Services, with or without notice and with or without cause, at any time without liability. Your license for and access to the Services will also terminate immediately if you fail to comply with any term or condition of these Terms of Use. Termination of your access to the Services means the revocation of the limited and temporary license and permission to use the Services we may be granting to you under this Agreement. The provisions set forth herein will survive the termination of your license for and access to the Services and of these Terms of Use, including the provisions of the “Indemnification” section below. In addition, because the license you grant to us in User Content is perpetual, termination of this Agreement does not terminate our license to use User Content as described elsewhere in this Agreement.

Upon the termination of your license for and access to the Services, you agree to immediately (i) stop all use of the Services, (ii) delete and/or destroy any copies you have of the Services, and (iii) at the request of Life Framework, certify to Life Framework, in writing, that all copies of the Services have been deleted or destroyed.

THIRD PARTY SITES

If the Services provide links to other websites, you should not infer or assume that Life Framework operates, controls, or is otherwise connected with those other websites, destinations, or materials. Life Framework has no control over, and shall have no liability for any third party websites or materials. Because neither Life Framework nor the Services has control over the content and performance of such third party website or materials, Life Framework makes no guarantees about such websites or the information contained therein, including regarding the accuracy, currency, content, or quality of the information provided by such third party websites, and Life Framework assumes no responsibility for the content or practices on such websites (including any unintended, objectionable, inaccurate, misleading, or unlawful content that may reside on such website), even if such website is operated by a company affiliated with or otherwise connected to Life Framework. Please be careful to read the applicable terms and conditions and privacy policy of any other such website before you provide any personal information or engage in any transactions. Similarly, from time to time in connection with your use of the Services, you may have access to content items (including, but not limited to, websites) that are owned by third parties. You acknowledge and agree that Life Framework makes no guarantees about, and assumes no responsibility for such third party content, including regarding the accuracy, currency, content or quality of the third party content, and that, unless expressly provided otherwise, these Terms of Use shall govern your use of any and all third party content. Life Framework may at times be compensated by affiliate sites upon your use of an affiliate link on the Services.

EXCLUSION OF WARRANTIES; DISCLAIMER

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK AND THAT THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE."

IN PARTICULAR, LIFE FRAMEWORK, AND ITS LICENSORS DO NOT REPRESENT OR WARRANT TO YOU THAT: (a) YOUR USE OF THE SERVICES WILL MEET YOUR REQUIREMENTS, (b) YOUR USE OF THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR FREE FROM ERROR, (c) ANY INFORMATION OBTAINED BY YOU AS A RESULT OF YOUR USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, AND (d) THAT DEFECTS IN THE OPERATION OR FUNCTIONALITY OF ANY SOFTWARE PROVIDED TO YOU AS PART OF THE SERVICES WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. LICENSOR MAKES NO WARRANTIES RESPECTING ANY HARM THAT MAY BE CAUSED BY THE TRANSMISSION OF A COMPUTER VIRUS, WORM, TIME BOMB, LOGIC BOMB, OR OTHER SUCH COMPUTER PROGRAM.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM LIFE FRAMEWORK OR THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF USE.

LICENSOR FURTHER EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

IT IS UNDERSTOOD FROM TIME TO TIME THAT INFORMATION IS STOLEN BY VARIOUS CRIMINAL ENTITIES. WHILE LIFE FRAMEWORK DOES EVERYTHING WITHIN ITS POWER TO CIRCUMVENT THIS FROM HAPPENING IF IT SHOULD OCCUR YOU AGREE TO NOT PERSONALLY HOLD LIABLE THE LIFE FRAMEWORK PARTIES (DEFINED BELOW) LIABLE FOR THIS BREACH.

LIMITATION OF LIABILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL LIFE FRAMEWORK, OR OUR AFFILIATES, SUBSIDIARIES, SUCCESSORS, AND ASSIGNS, AND EACH OF THEIR RESPECTIVE INVESTORS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND SUPPLIERS (INCLUDING DISTRIBUTORS AND CONTENT LICENSORS) (THE “LIFE FRAMEWORK PARTIES”) BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR LOST DATA, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES OR ANY MATERIAL CONTAINED THEREIN. THIS LIMITATION SHALL APPLY REGARDLESS OF WHETHER THE DAMAGES ARISE OUT OF BREACH OF CONTRACT, TORT, OR ANY OTHER LEGAL THEORY OR FORM OF ACTION.

SUBJECT TO THE OVERALL PROVISIONS IN THESE TERMS OF USE, YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE LIFE FRAMEWORK PARTIES SHALL NOT BE LIABLE TO YOU FOR:

  • ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL CONSEQUENTIAL OR EXEMPLARY DAMAGES WHICH MAY BE INCURRED BY YOU, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY. THIS SHALL INCLUDE, BUT NOT BE LIMITED TO, ANY LOSS OF PROFIT (WHETHER INCURRED DIRECTLY OR INDIRECTLY), ANY LOSS OF GOODWILL OR BUSINESS REPUTATION, ANY LOSS OF DATA SUFFERED, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR OTHER INTANGIBLE LOSS, DATA STOLEN BY CRIMINAL ACTIVITY, BILLING INFORMATION, CREDIT CARD INFORMATION STOLEN BY CRIMINAL ACTIVITY OF A BREACH OF THE WEBSITE BY CRIMINAL ACTIVITY;
  • ANY LOSS OR DAMAGE WHICH MAY BE INCURRED BY YOU, INCLUDING BUT NOT LIMITED TO LOSS OR DAMAGE AS A RESULT OF YOUR OR LIFE FRAMEWORK’S ACTIONS;
  • ANY RELIANCE PLACED BY YOU ON THE COMPLETENESS, ACCURACY OR EXISTENCE OF ANY ADVERTISING, OR AS A RESULT OF ANY RELATIONSHIP OR TRANSACTION BETWEEN YOU AND ANY ADVERTISER OR SPONSOR WHOSE ADVERTISING APPEARS ON THE SERVICES;
  • ANY CHANGES WHICH LIFE FRAMEWORK MAY MAKE TO THE SERVICES, OR FOR ANY PERMANENT OR TEMPORARY CESSATION IN THE PROVISION OF THE SERVICES (OR ANY FEATURES WITHIN THE SERVICES);
  • THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE, ANY CONTENT AND OTHER COMMUNICATIONS DATA MAINTAINED OR TRANSMITTED BY OR THROUGH YOUR USE OF THE SERVICES;
  • YOUR FAILURE TO KEEP YOUR PASSWORD OR ACCOUNT DETAILS SECURE AND CONFIDENTIAL; OR
  • YOUR FAILURE TO PROVIDE ACCURATE ACCOUNT INFORMATION IN YOUR USE OF THE SERVICES.

ALL OF THE LIMITATIONS ON THE LIABILITY OF THE LIFE FRAMEWORK PARTIES TO YOU SHALL APPLY WHETHER OR NOT LIFE FRAMEWORK HAS BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH LOSSES ARISING.

NOTWITHSTANDING ANYTHING TO THE CONTRARY, NOTHING IN THESE TERMS OF USE, INCLUDING THE "EXCLUSION OF WARRANTIES; DISCLAIMER" AND "LIMITATION OF LIABILITY" SECTIONS, SHALL EXCLUDE OR LIMIT LIFE FRAMEWORK’S WARRANTY OR LIABILITY FOR LOSSES WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED BY APPLICABLE LAW.

Indemnification.

You agree to defend, indemnify, and hold harmless the Life Framework Parties from and against all liabilities, claims, costs, damages, and expenses of any kind or character (including settlement costs and reasonable attorneys' fees) arising from any claims from anybody that result from or relate to your access or use of the Services, your violation of these Terms of Use, or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any person or entity. In any matter that involves one or more Life Framework Parties, you shall not agree to any settlement or other agreement to resolve such matter without the prior written approval of such Life Framework Party. Notwithstanding the foregoing, each Life Framework Party reserves the right, at its own expense, to employ separate counsel and assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

Amendment.

Life Framework may from time to time may (i) make changes to these Terms of Service, including the Privacy Policy and Security Policy, (ii) modify the Services, and/or (iii) discontinue the Services, all in Life Framework’s sole discretion, with or without notice to you, effective immediately. When these changes are made, Life Framework will make a new copy of the terms available on the Services. The most current version of the Terms of Use will supersede all previous versions. You understand and agree that if you use the Services after the date on which the Terms of Use have changed, your subsequent use shall be considered acceptance of the updated Terms of Use.

Complete Agreement.

The Terms of Use, including the Privacy Policy and Security Policy, constitute the whole legal agreement between you and Life Framework and govern your use of the Services (with the exception of any explicitly written and executed side agreements between you and Life Framework), and completely replace any prior agreements between you and Life Framework in relation to the Services.

Waiver.

You agree that if Life Framework does not exercise or enforce any legal right or remedy which is contained in these Terms of Use (or which Life Framework has the benefit of under any applicable law), this will not be taken to be a formal waiver of Life Framework’s rights and that those rights or remedies will still be available to Life Framework.

Severability.

If any court of law, having the jurisdiction to decide on this matter, rules that any provision of these Terms of Use is invalid, then that provision will be removed from the Terms of Use without affecting the rest of the Terms of Use. The remaining provisions of the Terms of Use will continue to be valid and enforceable.

Governing Law.

These Terms of Use shall be governed by, subject to, and construed in accordance with, the substantive laws of the Commonwealth of Kentucky, without regard to its conflict of laws provisions. In an action arising out of or relating to these Terms of Use, you consent to the exclusive jurisdiction of the federal and state courts located in Jefferson County, Kentucky. Life Framework, should it prevail in any litigation (legal or equitable) or controversy in connection with this Agreement shall be entitled to recover from you reasonable costs and expenses, including, without limitation, fees of attorneys, paralegals, experts and other professionals, incurred by such party in connection with such litigation. YOU FURTHER AGREE, TO THE EXTENT PERMITTED BY APPLICABLE LAW, TO WAIVE ANY RIGHT TO TRIAL BY JURY WITH RESPECT TO ANY CLAIM, COUNTERCLAIM OR ACTION ARISING FROM THESE TERMS. Notwithstanding this, you agree that Life Framework shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction.

Equitable Remedies.

You agree that the covenants of this Agreement are of a special, unique and extraordinary character. Life Framework would be irreparably harmed by any breach of the confidentiality or other restrictive covenants of this Agreement. Accordingly, you agree that if you violate any of the covenants herein, such violation will cause irreparable injury to Life Framework for which it cannot be adequately compensated with monetary damages. Therefore, you agree that in the event of any such violation(s), such appropriate jurisdiction may enjoin and/or restrain its violation(s) and the violation(s) of any persons or entities acting for or in concert with it. You agree that Life Framework shall be entitled to file suit in a court of competent jurisdiction to seek a temporary restraining order and a permanent injunction to prevent a breach or contemplated breach of the protective covenants, without the posting of bond or other security and without prior notice to it. Injunctive relief will be in addition to all other remedies and damages available to Life Framework as provided under applicable law.

Intended for Use in Kentucky

The Services are controlled and operated by Life Framework from its offices in the Commonwealth of Kentucky. Life Framework makes no representation that any of the Services to which you have been given access are available or appropriate for use in other locations. Your use of or access to the Services should not be construed as Life Framework’s purposefully availing itself of the benefits or privilege of doing business in any state or jurisdiction other than Kentucky.

Acknowledgement

By using any part of the Services, you indicate that you have read these Terms of Use, including the Privacy Policy and Security Policy, understand them, and agree to be bound by the terms and conditions contained herein and therein.